Browse All Monterey TN Between $400K - $500K Properties for Sale

Imagine ending your day around the fire pit, gathering fresh eggs from your own chicken coop, picking blueberries from established bushes, and enjoying the peace and quiet of the Muddy Pond Mennonite community. The spacious backyard offers plenty of room for gardening, entertaining, and simply enjoying country living. For those needing workspace, the impressive 30x50 workshop features concrete floors, electricity, 220-amp service, and two garage doors. A separate divided storage building provides additional space for hobbies, lawn equipment, or his-and-hers storage. The property is also connected to both public water and a private well, with both currently serving the home. Inside, you'll find a beautifully updated 4-bedroom, 3-bath home that's truly move-in ready. The kitchen features granite countertops, LVP flooring, and opens to living spaces filled with natural light. A pellet stove adds warmth and character, while two of the four bedrooms are en suites, offering flexibility for guests or multi-generational living. Enjoy the best of peaceful country living while being just 30 minutes from Cookeville. Approximately 1.5 hours to Nashville, Knoxville and 2 hours to Chattanooga. *Buyer to verify all info*

129 Melton Ln, Monterey

$430,000

3 Beds ⋅ 2 Baths ⋅ 245865 MLS

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 6.3 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This is a combined listing of 2 parcels. Combined listings are 245863 + 245864

45 Point Pl, Monterey

$407,000

3 Beds ⋅ 2 Baths ⋅ 245863 MLS

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. There is a same owner lot next door for sale (MLS 245864) offering an additional 1.9 acres.

45 Point Pl, Monterey

$469,998

4 Beds ⋅ 2 Baths ⋅ 245712 MLS

Seller agrees to credit Buyer the fixed sum of $5000 to be applied toward Buyer's closing costs, loan origination fees, prepaid expenses, Escape the hustle and bustle of the big city and find your perfect slice of peace at 41 Jump Off Place! Nestled on a beautifully wooded, ultra-private lot in the highly desired Cumberland Cove community of Monterey, TN, this completely renovated home offers the ultimate retreat without sacrificing convenience. You are less than 30 minutes from the vibrant shopping, dining, and amenities of Cookeville! Step inside to discover a flawless, open-concept floor plan designed for effortless modern living. Boasting 4 spacious bedrooms, all featuring walk-in closets, and 2 pristine, fully remodeled bathrooms, there is more than enough space for a growing family, a dedicated home office, or hosting out-of-town guests. The master bath shines with a custom tiled shower and frameless glass door, while the heart of the home showcases new matching flooring, a cozy custom stone fireplace, and a gorgeous kitchen complete with new custom cabinets, granite countertops, under-cabinet lighting, and a walk-in pantry. No detail was spared, from the fresh Benjamin Moore paint, new interior doors, and updated fixtures, to practical upgrades like a new water heater and encapsulated under home storage. Outside, the extensive improvements continue with double-walled insulation, new vinyl siding with cedar shutters, new exterior doors, an insulated garage door, and premium Provia energy-efficient windows. Relax on the freshly stained front deck, or entertain guests by the new rear deck and firepit overlooking custom garden boxes. As part of Cumberland Cove, you will enjoy access to incredible neighborhood amenities, including private hiking trails, scenic parks, and a golf course. Don't miss your chance to own this turnkey haven where privacy meets community. Schedule your private showing today and start living the quiet Tennessee lifestyle you deserve!!

41 Jump Off Pl, Monterey

$429,000

3 Beds ⋅ 2 Baths ⋅ 245116 MLS

Wide open Spaces! Spacious Log home, Great Location. Directly across from Cumberland Cove Golf Course entrance. 4.49 acres on Hwy 70 between Monterey and Crossville. Just 5 miles from Interstate 40 exits 301 & 311. Central location between Nashville, Knoxville, & Chattanooga. New Roof 2026. Custom Built 2003, Log house with tongue & groove paneling & ceiling. Vaulted Ceiling, massive Exposed Beams & windows. Bonus Loft room overlooks main living area & fireplace . Stunning Fireplace & natural stone wall floor to ceiling. Fireplace is Stacked natural stone with natural quarry stone mantle. Flooring - hardwood and tile. Master suite exits to screened porch. Porch spans entire back of house. Jacuzzi Tub. Extra Large 30x40 -4 car garage detached w/powerful wood furnace, large capacity electrical panel for woodworking/metal working equipment. Much extra space in this garage for workshop, hobbies, storage, & home work opportunities. Deep lot w/much privacy, central location

16938 N Hwy 70, Monterey

$469,000

5 Beds ⋅ 3 Baths ⋅ 244946 MLS

Charming Custom home sits high on a hill-full half of a city block, 5 bed/3 bath. Fully Renovated Interior Features wide open space. Entire Interior of the House is New. New Hardwood, Tile, Paint, Staircase, Central Air & Heat & Pex plumbing New roof/last 2 Years. 1.38 acres. In the center of business development just off Interstate 40. First floor- Main living area, 1998 square feet. -Kitchen, Living Room, Dining Room, Master Suite w/ Full Bathroom, Laundry Room, 2 extra bedrooms main floor (one w/ full wall of built in bookcases- has been used as a home office) and 2nd full bathroom. Upstairs almost 1000sq feet 2 large bedrooms with large bonus room between bedrooms bathroom, xl large walk in closet. XL basement - 1998 square feet & built in shelving. Basement is large with high ceilings. Excellent opportunity to expand finished sq/footage of house to exceed 4500+ sq feet with minimal investment. Detached 4 car Garage 36x40. Ideal for car enthusiast, hobby, or workshop.

503 S Pine St, Monterey

$489,900

3 Beds ⋅ 2 Baths ⋅ 244669 MLS

**Welcome to the Cozy Chalet in beautiful Cumberland Cove.** This charming 3BR/2BA, 2,128 sq ft home features an inviting open-concept layout with a vaulted ceiling and a stunning floor-to-ceiling stone fireplace that anchors the main living area with warmth and character. Bordering the golf course, the property offers a rare combination of privacy and peaceful, scenic views. Mature hardwoods surround the home, creating a serene natural backdrop and enhancing the signature country-setting atmosphere that Cumberland Cove is known for. Thoughtfully updated with a Generac generator, new HVAC system, and new appliances, this home provides comfort and peace of mind for years to come. If you're seeking comfort, privacy, and the beauty of nature, this special property is a must-see.(Buyer to verify all information and measurements before making an informed offer)

1072 Belmont Dr, Monterey

$425,000

4 Beds ⋅ 2 Baths ⋅ 244656 MLS

Fully renovated 4 bedroom, 2 bathroom home situated on 5.5 unrestricted acres offering the perfect blend of modern finishes and peaceful country living. This 2,016 sq ft home has been extensively renovated throughout featuring updated flooring, granite countertops, custom cabinetry, beautifully updated bathrooms, spacious living areas, and a large kitchen designed for both everyday living and entertaining. The primary suite offers a stunning tiled walk-in shower, while the overall home offers a move-in ready feel throughout. Outside, the unrestricted acreage provides endless possibilities for mini farm use, recreational space, additional buildings, or simply enjoying the peaceful country setting. Property features a new metal roof, brand new HVAC system, newly installed public water with PEX plumbing throughout, while also maintaining a working well on site. A whole-house generator adds additional convenience and peace of mind.

4097 Hanging Limb Hwy, Monterey

$419,000

3 Beds ⋅ 3 Baths ⋅ 242987 MLS

This home has living quarters upstairs and downstairs. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets

446 E Cove Rd, Monterey

$400,000

3 Beds ⋅ 3 Baths ⋅ 242404 MLS

Move-in ready with room to breathe. Built in 2022 and upgraded in 2025, this home sits on 3.84 wooded acres in Cumberland Cove and offers a combination that's getting harder to find right now: modern construction, functional layout, and land you can actually enjoy. Inside, the space is clean, open, and designed for everyday living. The kitchen has been updated with quartz countertops, stainless appliances, and durable LVP flooring - giving you a low-maintenance, move-in-ready setup from day one. The main-level primary suite keeps things practical, while upstairs gives you flexibility with two bedrooms, a full bath, and a loft that works as an office, bonus room, or guest space. But the real value shows up outside. Covered front and back porches. Nearly four acres of wooded privacy. Space to expand, garden, or just not see your neighbors every five minutes.

1023 W Laurel Way, Monterey

$449,000

241977 MLS

Located at 920 S Holly St, Monterey, TN 38574, this prime piece of land is situated right at Exit 300, offering excellent visibility and accessibility. With its strategic location, this property is perfect for a variety of business ventures. Potential uses for this land include multi-family development, restaurants or fast food chains, office spaces or corporate facilities, retail stores or shopping centers, hotels or motels, and other commercial or mixed-use developments. Given the developmental restrictions, this land is ideal for businesses that cater to local residents, travelers, or office workers. If you're looking to capitalize on the visibility and accessibility of this location, contact us today to learn more about this opportunity. Our team at The Real Estate Collective is here to help you bring your business vision to life.

920 S Holly St, Monterey

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Between $400K - $500K Monterey Real Estate

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